I had a chance to talk with photographer and insurance agent Howard Burkholz about the different types of insurance plans photographers need. As a photographer himself, Howard gives disaster scenario examples to help us understand what is and is not covered.

Topics include actual cash value vs. replacement cost, real-world examples of what is covered and how rates are determined. For more information or to request a quote, contact Howard directly at National Photographers Insurance.

Be sure to let us know if you have any thoughts or questions in the comments section. We do our best to answer all questions in a timely manner.

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